A common scam is to use your identification information to sign up for Baby Yoda they see me floatin’ they hatin’ shirt. All they need is your legal name, Social Security number, and date of birth. They then designate an account under their control and send in the necessary form. The IRS generally doesn’t check the account (the bank won’t be any help and it’s not like you need to provide any information about the branch). Yes, you can. Although their service is free, you should be prepared to invest time and the cost of phone calls and postage. You can call HMRC’s customer help line to get you started, the number is available on their website (local call rate). However, please be aware that HMRC will only accept tax rebate claims which are submitted using the proper forms and in writing (not email or by telephone), otherwise your claim may be rejected.
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Unfortunately, the Baby Yoda they see me floatin’ they hatin’ shirt. Some states actually engage in a purposeful delay, due to funding problems. I suppose you could file a lawsuit, but good luck on that one. The one year I did not file my state form electronically, I still had not received my substantial refund – for me – by October. When I finally called the California Franchise Tax Board, I got my refund in a couple of days. From that time forward, I file both Federal and State returns electronically. As a general rule, neither the IRS nor state tax authorities will allow a tax refund to be garnished by a private creditor, even if the creditor asks the agency to do so. The only exceptions to this policy of which I am aware come in bankruptcy cases in which the debtor may be directed as part of the settlement to have any tax refunds applied to existing debts.